This is the fourth installment in our series, "Pet Insurance: Is It Worth It?
You have this darling little black Lab and you love him so much. Do you get health insurance for him?
At this point, you may be asking yourselves, "So? What is she going to say in her blog? Is it worth it for me (or us) to purchase health insurance for my cat?" Will I be a horrible pet owner if I do not purchase this pet health insurance?Here's what I do: I go onto the web and find one site that reviews pet insurance companies. I see one. They provide rave reviews from satisfied customers, three satisfied customers. Here are how the three rave reviews begin, and I'll paraphrase, so I don't get sued:
- Your 11 month old Golden Retriever has accidentally swallowed a stone about the size of a small egg."
- You're a college student who really can't afford the hidden costs that come with a dog. That being said, ... You spend the approximately $400 to buy the full coverage (0% copay, $50 deductible) .... You figure that, with the average checkup alone costing $120, it would be worthwhile, not to mention the potential for all sorts of terrible things happening to your dog. And you are right! A few months later, your beloved dog tears the ACL in his rear right leg, which requires major surgery.
- You have a 9-month old Wheaton Terrier. When your puppy was 4 months old she had surgery for ectopic uretors and at 8 months she needed to have her right kidney removed.